The key to a smooth transaction is having an experienced agent who is familiar with the type of property you are purchasing/selling whether it be your personal residence or a four-plex we have the knowledge and experience to help you find the perfect property.

Residential Primary Residence Loan Criteria:

Typically a primary borrower will have to put down a minimum of 5% on a conventional loan and 3% on an FHA. Interest rates as of June 25, 2009 have been ranging from 5-6% for residential owner occupied loans.

Investment Property Loan Criteria:

Typically an investment property will require a 20% down payment. An investment property is considered any purchase that the purchaser does not live in.

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